U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
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Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 26, 2025. Member FDIC.
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposit(s) totaling:
$2,000 - $4,999.99 to earn $250
$5,000 - $7,999.99 to earn $350
$8,000 or more to earn $450.
U.S. Bank Smartly®Checking includes:
Fraud prevention
Security alerts
Complimentary access to Greenlight to raise financially smart kids
Direct deposit switch
Access to U.S. Bank Smart Rewards® to reap additional benefits
Mobile check deposit
U.S. Bank Visa® Debit Card
No Overdraft Protection Transfer fee, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program
Get started with an initial deposit of $25 within 30 days.
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 26, 2025. Member FDIC.
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposit(s) totaling:
$2,000 - $4,999.99 to earn $250
$5,000 - $7,999.99 to earn $350
$8,000 or more to earn $450.
U.S. Bank Smartly®Checking includes:
Fraud prevention
Security alerts
Complimentary access to Greenlight to raise financially smart kids
Direct deposit switch
Access to U.S. Bank Smart Rewards® to reap additional benefits
Mobile check deposit
U.S. Bank Visa® Debit Card
No Overdraft Protection Transfer fee, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program
Get started with an initial deposit of $25 within 30 days.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
- Doctor of Credit indicates that transfers from several banks and brokerages may count as direct deposits. However, there no guarantees on that, ever - real direct deposits are always better because if the don't work you can complain to the bank. If a transfer that shouldn't have worked doesn't work, well, you get what you get. https://www.doctorofcredit.com/kn...s/#US_Bank
- Doctor of Credit indicates that transfers from several banks and brokerages may count as direct deposits. However, there no guarantees on that, ever - real direct deposits are always better because if the don't work you can complain to the bank. If a transfer that shouldn't have worked doesn't work, well, you get what you get. https://www.doctorofcredit.com/kn...s/#US_Bank[doctorofcredit.com]
If you have a business checking you can usually pay employees and that will count as DD. I will confirm if it works (it always has in the past w chase biz chking)
If you have a business checking you can usually pay employees and that will count as DD. I will confirm if it works (it always has in the past w chase biz chking)
It should. If you have a business and pay employees, that is a direct deposit.
Setting yourself up as an employee is legit, but I don't want to think about the tax implications. Too complicated for me. I'll stick with personal accounts.
They don't apply any coupon automatically and they ask for the coupon after 3 months. Which they'll don't even share. This is not legitimate, I opened an account and did direct deposit for 8000 plus but they didn't even deposit any amount. I called up 3 diff numbers and 10 different people and none of them know how to apply this offer and their account department reject any requests
It should. If you have a business and pay employees, that is a direct deposit.
Setting yourself up as an employee is legit, but I don't want to think about the tax implications. Too complicated for me. I'll stick with personal accounts.
no serious tax implications, i just transfer it back in few weeks again. If IRS ever b**sh about it, i can explain it to them.
- Doctor of Credit indicates that transfers from several banks and brokerages may count as direct deposits. However, there no guarantees on that, ever - real direct deposits are always better because if the don't work you can complain to the bank. If a transfer that shouldn't have worked doesn't work, well, you get what you get. https://www.doctorofcredit.com/kn...s/#US_Bank
22 Comments
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Did they provide a promo code?
Interested if there's a code too
- Doctor of Credit indicates that transfers from several banks and brokerages may count as direct deposits. However, there no guarantees on that, ever - real direct deposits are always better because if the don't work you can complain to the bank. If a transfer that shouldn't have worked doesn't work, well, you get what you get. https://www.doctorofcre
- Wells Fargo is offering $400 on $3k in DD. Much lower DD requirement. However, no reason you can't do both! https://accountoffers.w
- Doctor of Credit indicates that transfers from several banks and brokerages may count as direct deposits. However, there no guarantees on that, ever - real direct deposits are always better because if the don't work you can complain to the bank. If a transfer that shouldn't have worked doesn't work, well, you get what you get. https://www.doctorofcredit.com/kn...s/#US_Bank [doctorofcredit.com]
- Wells Fargo is offering $400 on $3k in DD. Much lower DD requirement. However, no reason you can't do both! https://accountoffers.wellsfargo....comebonus/ [wellsfargo.com]
Setting yourself up as an employee is legit, but I don't want to think about the tax implications. Too complicated for me. I'll stick with personal accounts.
Sign up for a Slickdeals account to remove this ad.
Setting yourself up as an employee is legit, but I don't want to think about the tax implications. Too complicated for me. I'll stick with personal accounts.
- Doctor of Credit indicates that transfers from several banks and brokerages may count as direct deposits. However, there no guarantees on that, ever - real direct deposits are always better because if the don't work you can complain to the bank. If a transfer that shouldn't have worked doesn't work, well, you get what you get. https://www.doctorofcre
- Wells Fargo is offering $400 on $3k in DD. Much lower DD requirement. However, no reason you can't do both! https://accountoffers.w
- DESREGARD
Edit I wasn't trying to respond to this comment-
Depends on how much you want to get fkd by tax law for having a fake a business paying yourself.